Type of service 

ArCa Classic

ArCa-pension

Issuance of card

Free of charge

Annual servicing of card account

AMD 2500

Free of charge

Issuance and annual servicing of additional card

AMD 2000

AMD 1000

Card re-issuance and annual servicing in case of expiry of card validity period

AMD 2000

AMD 900

Card re-issuance in case of loss,  damage or theft of a card, loss of PIN-code or its disclosure to a third person

AMD 2000

AMD 900

Maximum daily limit of cash/non-cash transactions

USD 2000 / 10000

AMD 600 000 /

AMD 600 000

Interest rate accrued on card account balance

2 % per annum

Non-cash transactions by the bank cards

Free of charge

Prompt crediting of card account

AMD 2000

Suspension of card validity electronically

Free of charge

Recovery of card validity

AMD 500

Free of charge

Penalty for an unauthorized overdraft

0.1 % per day

Issuance of card account statement

Free of charge

Issuance of additional card account statement

AMD 500

Cash withdrawal

Cash withdrawal through ATMs and POS-terminals of other banks

0.5%

Cash withdrawal through ATMs and POS-terminals of the bank

From funds credited to card account in cash  

Free of charge

From funds credited to card account non-cash  

0.5%

Free of charge

Cash withdrawal from credit funds (other than overdraft), unless otherwise stipulated by the loan agreement

Free of charge

Cash withdrawal by salary cards through ATMs and POS-terminals of the bank

At the amount of a transferred salary

Free of charge

Cash withdrawal from credit limit within the grace period

Free of charge

Cash withdrawal of non-cash transferred funds from other sources

0.5%

Provision of cash from overdraft

0.5%